What is Tokenization? Tokenization is process of adding additional layer to make digital cards more secure to use. with the help of tokenization all payment cards will be saved on gateway in token format. Banking tokenization is a process of replacing sensitive financial information, such as credit card numbers or bank account details, with unique tokens. These tokens are randomly generated strings of characters that have no intrinsic value and are meaningless outside of the payment or transaction context. Tokenization helps to protect sensitive financial data from theft, fraud, and misuse by encrypting it and making it unusable to anyone who does not have access to the original data. This reduces the risk of data breaches and identity theft, which are major concerns in the banking industry. In practice, when a customer makes a payment or transaction, the sensitive information is replaced by a token, which is stored in a secure database. The token is then used to process the paymen...
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